One of the big things in the news right now is health insurance. And when you’re self-employed, this can be a real pain to figure out. If you have a spouse that gets good health insurance through work, then great. But for many people, health insurance when self-employed is a little difficult. My spouse doesn’t have health insurance, so we’re responsible for it.
I personally found my health insurance at healthinsurance.org. There are other places where you can put in stats for you and your family and get quotes on a variety of plans. I chose an individual plan for me and my family. We were able to find a good plan through BlueCross, BlueShield for a about $340 a month. That’s really not bad when you consider that many people who get it through their work pay close to the same amount. We’ve had it for more than two years, and it’s been great.
And, on top of that (even if it is kind of expensive), it’s tax-deductible. If you get health insurance as a self-employed person, then you can deduct some of the cost on your 1040. It’s nice to know that you can get this deduction for providing proper healthcare to your family.
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